What Countries Use the Euro Currency? A Comprehensive Guide

The euro is the official currency of the Eurozone, a monetary union of countries within the European Union. But precisely What Countries Use The Euro Currency? As of [current year, assuming 2024 for context as the original article mentions 2025 as “last checked” in the future], there are 20 EU member states that have adopted the euro. These countries form the core of the Eurozone and have surrendered their national currencies in favor of the euro.

These countries are:

  • Austria
  • Belgium
  • Croatia
  • Cyprus
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Portugal
  • Slovakia
  • Slovenia
  • Spain

Beyond these 20 EU nations, the euro’s reach extends further. It is also utilized in several overseas territories associated with Eurozone countries. These territories, while not always geographically within Europe, operate under the Euro system. Examples include: the Azores and Madeira (Portugal), the Canary Islands, Ceuta and Melilla (Spain), French Guiana, Guadeloupe, Martinique, Mayotte, Réunion, Saint Barthélemy, and Saint Pierre and Miquelon (France).

Furthermore, the euro is officially used by some European countries outside of the EU through formal agreements. Andorra, Monaco, San Marino, and Vatican City have all adopted the euro as their official currency with the EU’s consent.

Interestingly, the euro also functions as a de facto currency in certain territories, meaning it is used in practice even without a formal agreement. Kosovo and Montenegro are notable examples where the euro is widely accepted and utilized for most transactions, despite these countries not being part of the EU or Eurozone.

In summary, when considering what countries use the euro currency, it’s essential to look beyond just the 20 Eurozone members. The euro’s influence extends to various territories and nations through official agreements and practical adoption, making it a truly international currency within Europe and beyond.

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