The euro is the official currency for 20 member states within the European Union. These countries together are known as the Eurozone, where the euro simplifies transactions and fosters economic integration. You can readily use euro banknotes and coins across these nations: Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, and Spain. For detailed information about the euro, including history and benefits, you can discover more about the euro on the official EU website, and for the latest exchange rates refer to the European Central Bank.
Euro in EU Territories and Beyond
The reach of the euro extends beyond the mainland countries of Europe. Many overseas territories associated with Eurozone countries also utilize the euro. These include regions like the Azores, Canary Islands, Ceuta and Melilla, French Guiana, Guadeloupe, Madeira, Martinique, Mayotte, Réunion, Saint Barthélemy, and Saint Pierre and Miquelon. This widespread acceptance makes travel within these territories as seamless as within the Eurozone itself.
Interestingly, the euro is also adopted as the official currency by several European microstates through agreements with the EU. Andorra, Monaco, San Marino, and Vatican City have all embraced the euro, further solidifying its presence across the continent. Beyond official agreements, some countries and territories, such as Kosovo and Montenegro, have adopted the euro as their de facto currency, using it for most everyday transactions.
Using Euros: Cash and Card Payments
When traveling in countries that use euros, handling payments is straightforward. While carrying cash is an option, debit and credit cards are widely accepted for daily expenses. Within the EU, payments made in euros are subject to the same charges as domestic electronic payments. This regulation ensures cost-effective transactions throughout the Eurozone and even for euro transactions in non-Eurozone EU countries. Further details on payment regulations within the EU can be found regarding electronically processed payment.
For additional support and information regarding EU rights, you can Get advice on your EU rights / Solve problems with a public body. The assistance service finder is also available to direct you to the appropriate help services.
Last checked: 07/01/2025
