The euro is the official currency for 20 member states of the European Union. These countries are collectively known as the Eurozone or euro area. Using the euro simplifies travel and trade within these nations. Let’s explore the complete list of countries where you can use the euro, extending beyond just the EU member states.
Within the European Union, the following countries have adopted the euro as their currency:
- Austria
- Belgium
- Croatia
- Cyprus
- Estonia
- Finland
- France
- Germany
- Greece
- Ireland
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Portugal
- Slovakia
- Slovenia
- Spain
The euro is not only valid in these European countries but also in their overseas territories. When traveling to these locations, you can also utilize the euro for transactions. These territories include:
- The Azores (Portugal)
- The Canary Islands (Spain)
- Ceuta and Melilla (Spain)
- French Guiana (France)
- Guadeloupe (France)
- Madeira (Portugal)
- Martinique (France)
- Mayotte (France)
- Réunion (France)
- Saint Barthélemy (France)
- Saint Pierre and Miquelon (France)
Beyond the EU, several other countries and territories also use the euro. These fall into different categories based on their agreements or practical adoption:
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Countries with formal agreements with the EU:
- Andorra
- Monaco
- San Marino
- Vatican City
These microstates have agreements with the EU allowing them to use the euro as their official national currency.
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Countries using the euro de facto:
- Kosovo
- Montenegro
In these territories, the euro is used as the de facto currency, although there is no formal agreement with the EU. This means the euro is widely accepted and functions as the primary currency for most transactions.
Cash Transfers and Card Payments in Euro Countries
When traveling within the euro area, handling finances is straightforward. For transactions within the EU that are in euro, the charges should be the same as domestic electronic payments. This regulation simplifies expenses when traveling and making payments across euro currency countries. This rule extends to euro transactions even in countries outside the Eurozone, ensuring consistent and transparent payment processing.
For the most current information on exchange rates, you can refer to the European Central Bank’s exchange rates page.
Should you require assistance or further clarification on your rights within the EU, you can access specialized support services for guidance and problem-solving through the EU assistance services. You can also utilize the assistance service finder to locate the most relevant support for your needs.
