The euro is the official currency of the Eurozone, utilized by many countries within the European Union (EU) and beyond. Understanding which countries use the euro currency can be essential for travelers, businesses, and anyone interested in European economics. Currently, 20 EU member states have adopted the euro, forming what is commonly known as the Eurozone.
These countries are:
- Austria
- Belgium
- Croatia
- Cyprus
- Estonia
- Finland
- France
- Germany
- Greece
- Ireland
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Portugal
- Slovakia
- Slovenia
- Spain
Beyond the mainland territories of these European nations, the euro is also legal tender in several overseas territories associated with Eurozone countries. These include regions such as:
- The Azores and Madeira (Portugal)
- The Canary Islands, Ceuta and Melilla (Spain)
- French Guiana, Guadeloupe, Martinique, Mayotte, Réunion, Saint Barthélemy, and Saint Pierre and Miquelon (France)
Interestingly, the use of the euro extends beyond the EU’s official Eurozone. Four European microstates – while not part of the EU – have also adopted the euro as their official currency through agreements. These are:
- Andorra
- Monaco
- San Marino
- Vatican City
Alt text: Map highlighting countries in Europe that use the euro currency.
Furthermore, there are countries and territories that utilize the euro as their de facto currency, even without a formal agreement. Notable examples include:
- Kosovo
- Montenegro
When traveling within the countries that use euro currency, handling payments is generally straightforward. Within the Eurozone, cash transfers and card payments are seamless. For transactions made in euro within the EU, you should expect to pay the same fees as you would for an equivalent electronic payment within your own country. These regulations are also applicable to euro transactions, such as those between euro-denominated accounts, even when these accounts are located outside the Eurozone.
For further information about the euro, including its history, benefits, and exchange rates, you can discover more about the euro on the European Union’s official website or check the latest exchange rates provided by the European Central Bank.
If you require assistance or advice regarding your EU rights, especially when traveling or making payments within the Eurozone, you can get advice on your EU rights / solve problems with a public body. You can also utilize the assistance service finder to locate the most appropriate support for your specific needs.
