Euro Countries: Your Guide to the Eurozone

Traveling in Europe? Understanding ‘euro countries’ is key. The euro is the official currency of the ‘eurozone’. This guide lists all euro countries.

Eurozone Countries

Currently, 20 EU member states are euro countries. These nations have adopted the euro as their official currency:

  • Austria
  • Belgium
  • Croatia
  • Cyprus
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Portugal
  • Slovakia
  • Slovenia
  • Spain

Territories and Other Nations Using the Euro

The euro’s use extends beyond these 20 euro countries. Several overseas territories associated with euro countries also utilize the euro. These include:

  • Azores
  • Canary Islands
  • Ceuta and Melilla
  • French Guiana
  • Guadeloupe
  • Madeira
  • Martinique
  • Mayotte
  • Réunion
  • Saint Barthélemy
  • Saint Pierre and Miquelon

Furthermore, some non-EU sovereign states have officially adopted the euro through agreements:

  • Andorra
  • Monaco
  • San Marino
  • Vatican City

In addition, the euro is used as a de facto currency in:

  • Kosovo
  • Montenegro

Using Euro for Payments

Paying with the euro is straightforward in euro countries and the EU. EU regulations ensure fair costs for card payments in euro within the EU, comparable to local electronic payments, even for euro transactions within the EU but outside the eurozone.

EU Legislation

Discover more about the euro and exchange rates. For rules on carrying cash when travelling, see cash regulations. More on electronically processed payments.

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Last checked: 07/01/2025

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