The euro is the official currency for 20 member states within the European Union. These countries collectively form what is known as the Eurozone, a significant economic and travel area across Europe. Understanding Who Uses The Euro is crucial for travelers, businesses, and anyone interested in the European economy.
Currently, the countries that have adopted the euro are:
- Austria
- Belgium
- Croatia
- Cyprus
- Estonia
- Finland
- France
- Germany
- Greece
- Ireland
- Italy
- Latvia
- Lithuania
- Luxembourg
- Malta
- Netherlands
- Portugal
- Slovakia
- Slovenia
- Spain
Discover more about the euro and explore the latest exchange rates.
Beyond these Eurozone countries, the euro is also accepted in several territories and non-EU nations. You can readily use euro banknotes and coins in regions such as the Azores, Canary Islands, Ceuta and Melilla, and French overseas territories including French Guiana, Guadeloupe, Madeira, Martinique, Mayotte, Réunion, Saint Barthélemy, and Saint Pierre and Miquelon.
Furthermore, through agreements with the EU, the euro is the official currency of Andorra, Monaco, San Marino, and Vatican City. Interestingly, some countries like Kosovo and Montenegro utilize the euro as their de facto currency, even without formal agreements.
Using Cash and Card in Euro Countries
When traveling within the Eurozone or to countries where the euro is accepted, using both cash and card payments is straightforward. For transactions within the EU that are in euro, you will be charged the same as local residents for electronic payments. This applies to payments made with debit or credit cards issued from any country.
These regulations extend to euro transactions, including those between euro-denominated accounts, even if they involve countries outside the Eurozone. This makes financial transactions within the area transparent and cost-effective.
EU Resources and Assistance
For further information on regulations and consumer rights related to using the euro, you can refer to official EU legislation and resources.
Should you require support or advice regarding your rights as a consumer or traveler in the EU, specialized assistance services are available.
Get guidance on your EU rights or resolve issues with public bodies.
You can also utilize the assistance service finder to locate the most appropriate support for your specific needs.
Last updated: 07/01/2025
